Meaning & use
accidental death benefit
Last updated
Meaning
nouncountable or uncountablefinance
An extra payment from an insurance policy made to the family of a person who dies because of an accident.
Grammar: Often uncountable: the policy includes accidental death benefit.
Patterns
- accidental death benefit for someone
The policy pays an accidental death benefit on top of the standard amount.
Her family received the accidental death benefit after the crash.
Check whether your plan includes accidental death benefit.
Common combinations
- pay an accidental death benefit
- The insurer paid an accidental death benefit.
- claim the accidental death benefit
- The widow claimed the accidental death benefit.
- accidental death benefit rider
- He added an accidental death benefit rider to his life policy.
- double the accidental death benefit
- Some plans double the accidental death benefit for travel accidents.
Synonyms and how they differ
- death benefit
- Death benefit is general and pays out for any covered death, not only accidents.
- accident cover
- Accident cover also pays for injuries, not only death.
- life insurance payout
- Life insurance payout is the base amount, whereas accidental death benefit is an additional sum.
Word family
- accident noun
- an unplanned harmful event
- accidental adjective
- happening by chance
- benefit noun
- money paid under a plan
- beneficiary noun
- person who receives the payment
Commonly confused: accidental death benefit or disability benefit?
accidental death benefit vs disability benefit
Disability benefit is paid to a living person who cannot work.
Practice
When is an accidental death benefit usually paid?
Choose one answer.
It is an extra paid only if death results from an accident. It is not tied to retirement or purchase.
Make it your own
Write a sentence using “accidental death benefit”, then check it and compare it with the examples above.