Meaning & use

amortization

noun·Academic

The gradual repayment of a debt through regular payments over time, or the spreading of an asset's cost over its useful life.

See it in a sentence

Their monthly mortgage payment covers both interest and amortization of the loan balance.

The company spread the amortization of the patent's cost over ten years.

A note on using this word

Similar to depreciation, but 'amortization' usually applies to loans and intangible assets like patents or loans.

Words with a similar meaning

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