Meaning & use

bankability

noun·Advanced

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UK/ˌbæŋkəˈbɪləti/
US/ˌbæŋkəˈbɪləti/

Meanings

  1. noununcountablefinancebusiness

    The quality of being acceptable to a bank as a basis for lending money.

    Grammar: Uncountable: talk about the bankability of something, not 'a bankability'.

    Patterns

    • the bankability of something
    • improve bankability
    • question something's bankability

    Investors questioned the bankability of the solar project.

    The government guaranteed the loans, which greatly improved the bankability of the scheme.

    Without a signed contract, the plan has little bankability.

  2. noununcountablebusiness

    The extent to which a film, star, or product can attract financial backing.

    Grammar: Used mostly in the entertainment industry; often followed by 'of'.

    Patterns

    • the bankability of a star
    • a star's bankability
    • boost someone's bankability

    Her bankability dropped after two flops in a row.

    Studios now judge actors largely on their bankability in overseas markets.

Common combinations

commercial bankability
The design is clever, but its commercial bankability is still unproven.
the bankability of a project
Lenders spent months assessing the bankability of the project.
improve bankability
A long-term buyer would improve the bankability of the mine.
raise doubts about bankability
The delays raised doubts about the bankability of the whole venture.

Synonyms and how they differ

creditworthiness
Creditworthiness applies to a borrower's general ability to repay; bankability is broader and often about whether a project can attract finance at all.
viability
Viability means the project can work and survive; bankability specifically means banks will lend against it.

Word family

bankable adjective
acceptable to a bank as security, or able to attract investors
bank noun
the financial institution that judges bankability

Commonly confused: bankability or bankruptcy?

bankability vs bankruptcy

Bankruptcy is financial failure; bankability is the opposite quality — being suitable for bank finance.

Practice

The developer hired a consultant to assess the ______ of the wind farm before approaching lenders.

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