Meaning & use

chip and PIN

noun, adjective·EverydayBritish

Last updated

UK/ˌtʃɪp ən ˈpɪn/
US/ˌtʃɪp ən ˈpɪn/

Meanings

  1. noununcountableBritish

    A way of paying by card where you put your card in a machine and enter a secret number.

    Grammar: Uncountable: say 'pay by chip and PIN', not 'a chip and PIN'.

    Patterns

    • pay by chip and PIN
    • use chip and PIN

    Most shops in the UK expect you to pay by chip and PIN.

    I forgot my PIN, so I couldn't use chip and PIN at the supermarket.

    Chip and PIN is more secure than signing a receipt.

  2. adjectivebefore a nounBritish

    Describing a card or machine that works by reading a chip and asking for a secret number.

    Grammar: Used before a noun: a chip and PIN machine, a chip and PIN card.

    Patterns

    • chip and PIN machine
    • chip and PIN card

    The cafe has a new chip and PIN machine behind the counter.

    My bank sent me a chip and PIN card to replace the old one.

Common combinations

pay by chip and PIN
You can pay by chip and PIN or with cash.
chip and PIN machine
The chip and PIN machine wasn't working, so we paid cash.
chip and PIN card
Make sure your chip and PIN card is signed before you travel.
enter your PIN
Enter your PIN when the chip and PIN machine asks for it.

Synonyms and how they differ

chip card
A broader term for a card with a chip; 'chip and PIN' specifically mentions the PIN step.

Commonly confused: chip and PIN or PIN?

chip and PIN vs PIN

PIN is the secret number itself; chip and PIN is the whole payment method.

Practice

In a British shop, what does 'pay by chip and PIN' mean?

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