Meaning & use
deposits
Last updated
“deposits” is a form of “deposit”. See that entry for the full set of meanings.
Meanings
nouncountable
Sums of money placed in a bank account or paid as the first part of a larger payment.
Grammar: Countable: one deposit, two deposits. Often used with 'make' or 'pay'.
Patterns
- make a deposit
- pay a deposit on something
- bank deposits
She makes regular deposits into her savings account every month.
The apartment costs $1,200 a month, plus a security deposit of $1,000.
Bank deposits increased sharply during the holiday season.
nouncountable
Layers of a substance that have built up naturally in the ground or on a surface.
Grammar: Countable, often used in the plural: mineral deposits, fat deposits.
Patterns
- mineral deposits
- fat deposits
- deposits of something
Geologists found rich mineral deposits beneath the desert.
The river leaves deposits of sand along its banks.
The doctor explained that the fatty deposits in his arteries could be reduced with diet and exercise.
verbtransitive
Puts money into a bank account or leaves a layer of something on a surface.
Grammar: Takes an object: deposit money, deposit a check. Third-person singular: he deposits.
Patterns
- deposit money in/into an account
- deposit a check
- deposit something on something
He deposits his paycheck into his checking account every Friday.
The wind deposits fine dust on the windowsills overnight.
She deposits $200 each month toward her vacation fund.
Word forms
| base form | deposit |
|---|---|
| third-person singular | deposits |
| past tense | deposited |
| past participle | deposited |
| -ing form | depositing |
Common combinations
- bank deposits
- Bank deposits are insured up to a certain amount.
- security deposit
- The landlord asked for a security deposit equal to one month's rent.
- mineral deposits
- The region is known for its rich mineral deposits.
- make a deposit
- You can make a deposit at any branch or ATM.
- deposit slip
- Fill out a deposit slip before you go to the teller.
Synonyms and how they differ
- payment
- A general word for money paid; 'deposit' specifically means part of the total paid in advance.
- installment
- One of several scheduled payments; a deposit is usually the first payment made to secure something.
Opposites
Word family
- deposit noun
- The singular form: a single sum of money or layer.
- depositor noun
- A person who puts money into a bank account.
- deposition noun
- The natural process of layers building up, or a formal legal statement.
Commonly confused: deposits or withdrawals?
deposits vs withdrawals
Withdrawals are money taken out of an account; deposits are money put in.
Practice
Choose the correct word: 'She _____ $500 into her savings account every month.'
Choose one answer.
'Deposits' means puts money in, which fits the context of a savings account. 'Withdraws' means takes money out, the opposite action.
Make it your own
Write a sentence using “deposits”, then check it and compare it with the examples above.