free of particular average

Meanings

1. 1phrasefixed phrasetechnicalbusiness

   A marine insurance condition in which the insurer does not pay for small or partial losses, only for total loss of the goods.

   Grammar: Used after the verb be or before a noun: the policy is free of particular average; a free of particular average clause.

   Patterns

   • be free of particular average
   • a free of particular average policy

   The cargo was insured free of particular average, so minor water damage was not covered.

   Under a free of particular average clause, the insurer pays only if the ship or goods are totally lost.

   The seller insisted on free of particular average terms to keep the premium low.

2. 2abbreviationtechnicalbusiness

   The abbreviation FPA, used in shipping and insurance documents for free of particular average.

   Grammar: Written in capital letters and read as three separate letters: F-P-A.

   Patterns

   • FPA clause
   • insured FPA

   The bill of lading showed FPA, meaning free of particular average.

   Many older policies use FPA instead of the full phrase.

Common combinations

free of particular average clause

The contract included a free of particular average clause.

free of particular average policy

They bought a free of particular average policy for the machinery.

insured free of particular average

The goods were insured free of particular average.

Synonyms and how they differ

FPA

The abbreviation is used in documents where space is limited; the full phrase is clearer in speech.

Commonly confused: free of particular average or free from particular average?

Practice

Make it your own

Write a sentence using “free of particular average”, then check it and compare it with the examples above.

Explore more words