Meaning & use

incur

verb·Academicformal

Last updated

UK/ɪnˈkɜː/
US/ɪnˈkɜːr/

Meanings

  1. verbtransitiveformalfinance

    To find yourself having to pay a cost, debt or fee as a result of something you have done.

    Grammar: Takes a direct object that is a cost: incur expenses, not incur to expenses.

    Patterns

    • incur a cost
    • incur a debt

    The company incurred heavy costs when it had to recall the product.

    If you cancel after Friday, you will incur a fee.

    Students who borrow heavily may incur debts that take years to repay.

  2. verbtransitiveformal

    To bring something unpleasant, such as anger, blame or a penalty, upon yourself through your behavior.

    Grammar: The object is something negative: incur someone's wrath.

    Patterns

    • incur someone's wrath
    • incur a penalty

    He incurred the manager's anger by arriving late again.

    The player incurred a two-match ban for the tackle.

    Anyone who criticizes the leader risks incurring public disapproval.

Word forms

third person singularincurs
past tenseincurred
past participleincurred
-ing formincurring

Common combinations

incur costs
The charity tried not to incur unnecessary costs.
incur a debt
They incurred a large debt while building the house.
incur someone's wrath
She incurred her sister's wrath by borrowing the car.
incur a penalty
Late filing will incur a penalty.
incur expenses
Travel expenses incurred on the trip will be refunded.

Synonyms and how they differ

suffer
Suffer is broader and fits pain or loss you did not choose, while incur suggests the result of your own actions.
sustain
Sustain is used for injuries or damage, whereas incur is used for costs, debts and penalties.
bring on
Bring on is informal and can describe any unwelcome result, while incur is more formal and often financial.

Opposites

Word family

incurred adjective
already brought on, as in incurred costs
incurrence noun
the act of incurring, mostly in finance and law
incursion noun
a sudden hostile entry into a territory
occur verb
to happen, a different verb with a similar ending

Commonly confused: incur or occur?

incur vs occur

Occur means to happen and takes no object, while incur means to bring a cost or penalty on yourself.

Practice

If you break the contract early, you will ___ a penalty of two months' rent.

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