Meaning & use
insured claim
Last updated
Meanings
nouncountablebusinessfinance
A request for payment made to an insurance company by a person who holds a policy.
Grammar: Countable: you can say 'an insured claim' or 'insured claims'.
Patterns
- file an insured claim
- submit an insured claim for something
- an insured claim against a policy
She filed an insured claim after the storm damaged her roof.
The insurer paid the insured claim within two weeks.
He submitted an insured claim for the stolen laptop.
nouncountablebusinessfinance
An insurance claim that is covered by the terms of the policy.
Grammar: Often used before a noun: 'an insured claim event'.
Patterns
- an insured claim under the policy
- be covered as an insured claim
Flood damage is not an insured claim under this basic policy.
The adjuster confirmed it was an insured claim and approved the payout.
Word forms
| plural | insured claims |
|---|
Common combinations
- file an insured claim
- You must file an insured claim before the deadline.
- submit an insured claim
- Customers can submit an insured claim online.
- process an insured claim
- The company processes each insured claim carefully.
- deny an insured claim
- The insurer may deny an insured claim if details are missing.
- an insured claim form
- Please complete the insured claim form and attach receipts.
Synonyms and how they differ
- insurance claim
- The general term; 'insured claim' stresses that the claimant is covered by a policy.
Word family
Commonly confused: insured claim or assured claim?
insured claim vs assured claim
'Assured' can mean the insured person in British English, but 'insured claim' is the standard phrase for the claim itself.
Practice
Which sentence uses 'insured claim' correctly?
Choose one answer.
'Insured claim' is a noun phrase meaning a claim by a policyholder; option 0 uses it naturally. Option 1 uses 'insurance' wrongly as a countable object of 'made', and option 3 uses the wrong form 'insuring'.
Make it your own
Write a sentence using “insured claim”, then check it and compare it with the examples above.