Meaning & use

insured claim

noun·Advancedbusinessfinance

Last updated

UK/ɪnˌʃʊəd ˈkleɪm/
US/ɪnˌʃʊrd ˈkleɪm/

Meanings

  1. nouncountablebusinessfinance

    A request for payment made to an insurance company by a person who holds a policy.

    Grammar: Countable: you can say 'an insured claim' or 'insured claims'.

    Patterns

    • file an insured claim
    • submit an insured claim for something
    • an insured claim against a policy

    She filed an insured claim after the storm damaged her roof.

    The insurer paid the insured claim within two weeks.

    He submitted an insured claim for the stolen laptop.

  2. nouncountablebusinessfinance

    An insurance claim that is covered by the terms of the policy.

    Grammar: Often used before a noun: 'an insured claim event'.

    Patterns

    • an insured claim under the policy
    • be covered as an insured claim

    Flood damage is not an insured claim under this basic policy.

    The adjuster confirmed it was an insured claim and approved the payout.

Word forms

pluralinsured claims

Common combinations

file an insured claim
You must file an insured claim before the deadline.
submit an insured claim
Customers can submit an insured claim online.
process an insured claim
The company processes each insured claim carefully.
deny an insured claim
The insurer may deny an insured claim if details are missing.
an insured claim form
Please complete the insured claim form and attach receipts.

Synonyms and how they differ

insurance claim
The general term; 'insured claim' stresses that the claimant is covered by a policy.

Word family

insure verb
To arrange insurance for someone or something.
insured adjective
Covered by an insurance policy.
insurer noun
A company that provides insurance.
insurance noun
The arrangement of paying for protection against loss.

Commonly confused: insured claim or assured claim?

insured claim vs assured claim

'Assured' can mean the insured person in British English, but 'insured claim' is the standard phrase for the claim itself.

Practice

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