Meaning & use

owing money to someone

phrase·Everyday

Last updated

UK/ˌəʊɪŋ ˈmʌni tə ˈsʌmwʌn/
US/ˌoʊɪŋ ˈmʌni tə ˈsʌmwʌn/

Meanings

  1. phrasefixed phrase

    Having to give someone back money that you borrowed or still have to pay.

    Grammar: Used after be or as a description of a situation: 'She is owing money to someone' sounds odd, so say 'She owes money to someone'.

    Patterns

    • be owing money to someone
    • owe money to someone
    • still owing money to someone

    After losing his job, he spent months owing money to several friends.

    The company is owing money to the tax office and cannot pay its staff.

    If you keep owing money to someone, it can damage the friendship.

  2. phrasefixed phrase

    The state of having unpaid debts that must be returned to a person or organization.

    Grammar: Often used as a noun-like subject or after prepositions such as about or because of: 'Owing money to someone is stressful.'

    Patterns

    • owing money to someone is ...
    • about owing money to someone
    • because of owing money to someone

    Owing money to someone you know can feel more embarrassing than owing a bank.

    She was worried about owing money to someone who might tell other people.

    He avoided the subject of owing money to someone for as long as he could.

Common combinations

owe money to someone
I still owe money to my brother from last summer.
owing money on a loan
They are still owing money on a loan they took out years ago.
owing money to the bank
After the repairs, the family was owing money to the bank.
end up owing money to someone
If you keep borrowing, you will end up owing money to someone.
stop owing money to someone
He finally stopped owing money to someone after he sold his car.

Synonyms and how they differ

in debt
A more general phrase meaning you owe money overall, not necessarily to one particular person.
behind on payments
Focuses on being late with regular payments rather than simply having a debt.
borrowing
Describes taking money now and promising to return it later, while 'owing' describes the situation after you have taken it.

Opposites

Word family

owe verb
To have to pay money back to someone.
owing adjective
Still to be paid, as in 'the amount owing'.
debt noun
Money that you owe to a person or organization.
debtor noun
A person or company that owes money.

Commonly confused: owing money to someone or owning money? owing money to someone or loan?

owing money to someone vs owning money

'Owning' means having something as your property, while 'owing' means you must pay it back. These two words sound very similar, so check the spelling carefully.

owing money to someone vs loan

A loan is the money you receive; owing money to someone is the duty to give it back.

Practice

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