Meaning & use
owner occupied
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Meaning
adjectivebefore a noun
Describing a home that is lived in by the person who owns it.
Grammar: Usually comes before a noun: 'an owner-occupied flat'. It can also follow 'be': 'The house is owner occupied.'
Patterns
- an owner-occupied house
- owner-occupied housing
- be owner occupied
They bought an owner-occupied apartment in the city center.
The building is mostly owner occupied, with only two rented units.
Owner-occupied homes often receive tax benefits.
Common combinations
- owner-occupied housing
- The report compares owner-occupied housing with rental housing.
- owner-occupied property
- Loans for owner-occupied property usually have lower rates.
- owner-occupied home
- An owner-occupied home is not subject to rental rules.
- mostly owner occupied
- The neighborhood is mostly owner occupied.
Synonyms and how they differ
- owner-occupier
- Owner-occupier is the noun for the person; owner occupied is the adjective describing the home.
Opposites
Word family
Commonly confused: owner occupied or owner-occupier?
owner occupied vs owner-occupier
Owner-occupier is a person; owner occupied describes the property. Say 'an owner-occupied house', not 'an owner-occupier house'.
Practice
Which sentence uses 'owner occupied' correctly?
Choose one answer.
Owner occupied is an adjective that comes before the noun: 'an owner-occupied house'. 'Owner-occupier' is a noun for the person, so it cannot describe the house in options 1 and 3.
Make it your own
Write a sentence using “owner occupied”, then check it and compare it with the examples above.