Meaning & use

prepaid card

noun·Everyday

Last updated

UK/ˌpriːˈpeɪd kɑːd/
US/ˌpriːˈpeɪd kɑːrd/

Meanings

  1. nouncountable

    A plastic card that you load with money in advance and then use to pay for things, often without a bank account.

    Grammar: Countable: you can say 'a prepaid card' or 'two prepaid cards'.

    Patterns

    • a prepaid card for something
    • load a prepaid card
    • pay with a prepaid card

    She bought a prepaid card at the supermarket and put fifty dollars on it.

    You can use a prepaid card to shop online even if you don't have a credit card.

    The store gave him a prepaid card as a refund instead of cash.

  2. nouncountable

    A card sold by a shop or company that has a set value and can only be used at particular places or for particular services.

    Grammar: Often used with a brand or store name: a 'store prepaid card' or a 'phone prepaid card'.

    Patterns

    • a prepaid card for a store
    • a prepaid phone card
    • redeem a prepaid card

    He received a prepaid card for his birthday that works only at that coffee shop.

    Some mobile networks sell prepaid cards so you can top up your phone without a contract.

    The prepaid card from the bookshop can be used online or in any branch.

Word forms

pluralprepaid cards

Common combinations

prepaid card
I paid for the groceries with a prepaid card.
load a prepaid card
You can load the prepaid card at any ATM.
prepaid card balance
Check your prepaid card balance before you shop.
buy a prepaid card
Where can I buy a prepaid card for my nephew?
prepaid card fees
Read the prepaid card fees before you sign up.

Synonyms and how they differ

stored-value card
A more technical term for a card that holds a set amount of money; 'prepaid card' is the everyday word.
gift card
Usually a prepaid card bought as a present, often for one store; a prepaid card can be reloadable and used in many places.

Word family

prepay verb
To pay for something before you use it.
prepayment noun
The act of paying in advance.

Commonly confused: prepaid card or credit card? prepaid card or debit card?

prepaid card vs credit card

A credit card lets you borrow money and pay later; a prepaid card only lets you spend money you have already put on it.

prepaid card vs debit card

A debit card takes money directly from your bank account; a prepaid card is not linked to a bank account.

Practice

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