Meaning & use
uncollectible
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Meaning
adjectivebefore a nounfinance
Describing money owed that is unlikely ever to be paid, so the creditor cannot recover it.
Grammar: Appears before a noun or after be: uncollectible debt, the debt is uncollectible.
Patterns
- uncollectible debt
- uncollectible accounts
The bank wrote off the uncollectible loans at the end of the year.
After the customer went bankrupt, the invoice was marked uncollectible.
Uncollectible accounts reduce a company's reported profit.
Common combinations
- uncollectible debt
- The firm set aside money to cover uncollectible debt.
- uncollectible accounts
- Uncollectible accounts rose during the recession.
- deem uncollectible
- The debt was deemed uncollectible.
- write off as uncollectible
- They wrote off the invoice as uncollectible.
- uncollectible taxes
- Some uncollectible taxes were forgiven.
Synonyms and how they differ
- irrecoverable
- Irrecoverable is broader and can describe anything that cannot be recovered, while uncollectible is specific to money owed.
- bad
- Bad is used informally in the phrase 'bad debt', while uncollectible describes the status.
- unrecoverable
- Unrecoverable also applies to data or losses and is less tied to accounting.
- uncollectable
- Uncollectable is an equally accepted spelling, more common in British English.
Opposites
Word family
- collect verb
- to gather or obtain, such as a payment
- collectible adjective
- able to be collected as payment, or valuable to collectors
- collection noun
- the act of obtaining payments, or a group of items
- collector noun
- a person who collects debts or items
Commonly confused: uncollectible or uncollectable?
uncollectible vs uncollectable
This is just an alternative spelling; both are correct, and American writers favor uncollectible.
Practice
A debt is uncollectible when it...
Choose one answer.
Uncollectible means the money owed is unlikely ever to be recovered. Paid early or in full are the opposite, and the lender's type is irrelevant.
Make it your own
Write a sentence using “uncollectible”, then check it and compare it with the examples above.