Meaning & use

co-sign

verb·Everyday

Last updated

UK/ˌkəʊˈsaɪn/
US/ˌkoʊˈsaɪn/

Meanings

  1. verbtransitive or intransitive

    to sign a document, especially a loan or lease, together with another person, agreeing to be responsible if that person fails to pay.

    Grammar: Can take an object (co-sign a loan) or be used without one (He agreed to co-sign).

    Patterns

    • co-sign a loan
    • co-sign for someone
    • co-sign a lease

    Her father had to co-sign the car loan because she had no credit history.

    Will you co-sign for me so I can get the apartment?

    The bank requires a parent to co-sign if the student has no income.

  2. verbtransitive

    to sign a document together with someone else to show that you both agree with it.

    Grammar: Takes an object: co-sign a letter.

    Patterns

    • co-sign a letter
    • co-sign a petition
    • co-sign a statement

    Several senators co-signed the letter to the president.

    The two leaders co-signed the peace agreement.

    She asked her colleague to co-sign the petition.

Word forms

third person singularco-signs
past tenseco-signed
past participleco-signed
-ing formco-signing

Common combinations

co-sign a loan
He agreed to co-sign a loan for his brother.
co-sign for someone
She co-signed for her son's first credit card.
co-sign a lease
The landlord asked me to co-sign the lease.
co-sign a petition
Over a thousand people co-signed the petition.

Synonyms and how they differ

guarantee
Means to promise to pay someone else's debt; co-sign specifically involves signing a document as a second signer.
endorse
Can mean to sign the back of a check or to publicly support someone; co-sign is more specific to signing a document together.

Word family

co-signer noun
A person who co-signs a document, especially a loan.
co-signatory noun
A person or country that signs an agreement along with others.

Commonly confused: co-sign or cosign?

co-sign vs cosign

A common alternative spelling of co-sign; both are acceptable, but 'co-sign' is more formal.

Practice

My credit score is low, so my uncle agreed to ______ the loan for my new car.

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