Meaning & use

co-signing

verb, noun·Advanced

Last updated

UK/ˌkəʊ ˈsaɪnɪŋ/
US/ˌkoʊ ˈsaɪnɪŋ/

“co-signing” is a form of “co-sign”. See that entry for the full set of meanings.

Meanings

  1. verbtransitive or intransitive

    Signing a document, especially a loan or lease, together with another person, agreeing to be responsible if they do not pay.

    Grammar: Can be used with an object (co-sign a loan) or without (He co-signed for her). The -ing form is 'co-signing'.

    Patterns

    • co-sign a loan
    • co-sign for someone

    By co-signing the lease, he became responsible for the rent if she didn't pay.

    She is co-signing a loan for her son's first car.

    Co-signing a loan can affect your own credit score.

  2. noununcountable

    The act of signing a document jointly with another person, especially to guarantee a loan.

    Grammar: Uncountable; refers to the action or process.

    Patterns

    • the co-signing of something

    The bank requires the co-signing of the agreement by both parties.

    Co-signing is a serious commitment.

Word forms

base formco-sign
third person singularco-signs
past tenseco-signed
past participleco-signed
present participleco-signing

Common combinations

co-sign a loan
Her father agreed to co-sign the loan.
co-sign for someone
He co-signed for his friend's apartment.
co-signing a lease
Co-signing a lease means you are legally responsible for the rent.

Synonyms and how they differ

guarantee
Guarantee is broader and can mean promising to pay a debt without necessarily signing the document yourself.

Word family

co-sign verb
To sign a document jointly with someone else.
co-signer noun
A person who signs a loan or lease with another and shares responsibility.

Commonly confused: co-signing or cosign?

co-signing vs cosign

In mathematics, 'cosign' is not a word; 'cosine' is a trigonometric function. The financial term is spelled with a hyphen: co-sign.

Practice

If you co-sign a loan for a friend, what are you doing?

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