Meaning & use

direct debit account

noun·Everyday

Last updated

UK/dəˌrekt ˈdebɪt əˌkaʊnt/
US/dəˌrekt ˈdebɪt əˌkaʊnt/

Meanings

  1. nouncountable

    a bank account from which regular bills are paid automatically, or the arrangement that allows this.

    Grammar: Countable: use 'a direct debit account' or plural 'direct debit accounts'.

    Patterns

    • pay something from a direct debit account
    • set up a direct debit account
    • a direct debit account for something

    She pays her electricity bill from a direct debit account at her local bank.

    Setting up a direct debit account means the money leaves your account on the same day each month.

    If you close your direct debit account, you must tell the companies that take payments from it.

  2. nouncountableBritish

    a service offered by a bank that lets a company take money from your account on agreed dates.

    Grammar: Often used after 'have' or 'open': 'I have a direct debit account with them.'

    Patterns

    • have a direct debit account
    • open a direct debit account
    • a direct debit account with a bank

    The gym asked me to have a direct debit account so they could collect the monthly fee.

    You can open a direct debit account online in a few minutes.

Word forms

pluraldirect debit accounts

Common combinations

set up a direct debit account
I set up a direct debit account to pay my phone bill.
pay by direct debit
Most customers pay by direct debit.
cancel a direct debit
You can cancel a direct debit at any time.
a direct debit payment
The direct debit payment comes out on the first of the month.
direct debit details
Please give us your direct debit details.

Synonyms and how they differ

standing order
A standing order is a fixed amount you arrange yourself; a direct debit lets the company vary the amount.
automatic payment
This is a more general American term; 'direct debit' is the usual British banking term.

Word family

direct debit noun
the payment arrangement itself, not the account
debit noun
money taken out of an account
debit card noun
a card that takes money directly from your account

Commonly confused: direct debit account or credit account? direct debit account or direct deposit?

direct debit account vs credit account

A credit account lets you borrow money; a direct debit account is used to pay money out automatically.

direct debit account vs direct deposit

Direct deposit is when your employer pays money into your account; a direct debit takes money out.

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