Meaning & use
high net worth
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Meanings
adjectivebefore a nounbusinessfinance
Having a large amount of money and valuable assets, usually above a certain level set by financial institutions.
Grammar: Used before a noun: high net worth clients. It is not usually used after a verb.
Patterns
- high net worth individual
- high net worth client
- high net worth household
The bank offers special services for high net worth clients.
Many high net worth individuals invest in real estate.
She joined a firm that manages money for high net worth families.
noununcountablebusinessfinance
The state of having a large amount of money and valuable assets.
Grammar: Used as an uncountable noun, often in the phrase 'high net worth': people of high net worth.
Patterns
- of high net worth
- high net worth
The survey focused on people of high net worth.
His high net worth allowed him to donate large sums.
They define high net worth as having over one million dollars in assets.
Common combinations
- high net worth individual
- High net worth individuals often have complex tax situations.
- high net worth client
- The advisor specializes in high net worth clients.
- high net worth household
- High net worth households are a key market for luxury goods.
- of high net worth
- She is a woman of high net worth.
Synonyms and how they differ
- wealthy
- Wealthy is a general adjective for having a lot of money; high net worth is a technical finance term with a specific threshold.
- affluent
- Affluent means rich and is slightly formal, but it does not imply a specific financial category like high net worth does.
- rich
- Rich is the everyday word; high net worth is used in business and finance contexts.
Opposites
Word family
- net worth noun
- The total value of assets minus debts.
- high-net-worth adjective
- Variant spelling with hyphens, used before a noun.
Commonly confused: high net worth or net worth?
high net worth vs net worth
Net worth is the actual amount of money and assets you have; high net worth means that amount is large.
Practice
Which sentence uses 'high net worth' correctly?
Choose one answer.
The correct answer is B because 'high net worth' is used before a noun to describe clients with a lot of money. An is wrong because 'high net worth' is not used after 'is' in this way; C and D are grammatically nonsensical.
Make it your own
Write a sentence using “high net worth”, then check it and compare it with the examples above.