Meaning & use
insurance adjuster
Last updated
Meaning
nouncountablebusiness
A person who works for an insurance company and decides how much money should be paid for a claim.
Grammar: Countable; you can say 'an insurance adjuster' or 'insurance adjusters'.
Patterns
- work as an insurance adjuster
- hire an insurance adjuster
- an insurance adjuster assesses a claim
After the storm, an insurance adjuster visited our home to estimate the damage.
She works as an insurance adjuster for a large company.
The insurance adjuster determined that the claim was valid and approved the payment.
Word forms
| plural | insurance adjusters |
|---|
Common combinations
- independent insurance adjuster
- The insurance company hired an independent insurance adjuster to handle the complex claim.
- insurance adjuster license
- To work in this state, you need an insurance adjuster license.
- insurance adjuster report
- The insurance adjuster report listed all the damaged items.
- public insurance adjuster
- A public insurance adjuster represents the policyholder, not the insurance company.
Synonyms and how they differ
- claims adjuster
- A broader term that can refer to someone who handles claims for an insurance company or a third party; insurance adjuster is more specific.
- loss adjuster
- Common in British English; it refers to an independent person who assesses large or complex claims.
- claims representative
- Often an entry-level position that may handle simpler claims; an insurance adjuster may have more authority to settle claims.
Word family
- adjust verb
- To change something slightly to make it more suitable.
- adjustment noun
- A small change made to something.
- adjuster noun
- A person who adjusts something, especially insurance claims.
Commonly confused: insurance adjuster or public adjuster?
insurance adjuster vs public adjuster
A public adjuster works for the policyholder to negotiate a settlement, while an insurance adjuster typically works for the insurance company.
Practice
What is the main job of an insurance adjuster?
Choose one answer.
Option 1 is correct because an insurance adjuster evaluates claims and decides the payout. Option 0 describes an insurance agent, option 2 describes a legislator, and option 3 describes a lawyer.
Make it your own
Write a sentence using “insurance adjuster”, then check it and compare it with the examples above.