Meaning & use

insurance carrier

noun·AcademicbusinessAmerican

Last updated

UK/ɪnˈʃɔːrəns ˌkæriə/
US/ɪnˈʃʊrəns ˌkæriər/

Meaning

  1. nouncountablebusiness

    A company that sells insurance and pays claims when covered losses occur.

    Grammar: Countable: choose an insurance carrier.

    Patterns

    • insurance carrier for something

    Our insurance carrier approved the claim within a week.

    She switched to a cheaper insurance carrier.

    Contact your insurance carrier before you repair the car.

Common combinations

choose an insurance carrier
You can choose an insurance carrier online.
contact your insurance carrier
Contact your insurance carrier after the accident.
health insurance carrier
My health insurance carrier covers dental work.
switch insurance carriers
They switched insurance carriers to save money.
approved by the insurance carrier
The repair was approved by the insurance carrier.

Synonyms and how they differ

insurer
Insurer is shorter and more common in everyday speech, while carrier is typical in business and American use.
underwriter
An underwriter is the person or firm that assesses risk, not necessarily the company paying claims.
provider
Provider is broader and can mean any company supplying a service.

Word family

insure verb
To protect with insurance.
insurance noun
An agreement to receive money if loss occurs.
insured noun
The person covered.

Commonly confused: insurance carrier or insurance broker?

insurance carrier vs insurance broker

A broker arranges policies between you and carriers but does not pay the claims.

Practice

Who normally pays the claim after your car is damaged?

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