Meaning & use
third party car insurance
Last updated
Meaning
noununcountable
a type of car insurance that pays for damage or injury you cause to other people or their property, but not for damage to your own car
Grammar: Uncountable; do not use 'a' or 'an' before it. You can say 'a third party car insurance policy'.
Patterns
- have third party car insurance
- third party car insurance policy
- take out third party car insurance
In many countries, third party car insurance is the minimum required by law.
He only had third party car insurance, so he had to pay for his own repairs.
Third party car insurance is cheaper than comprehensive cover.
Common combinations
- third party car insurance policy
- She bought a third party car insurance policy to save money.
- minimum third party car insurance
- The law requires at least minimum third party car insurance.
- comprehensive vs third party car insurance
- Comprehensive insurance costs more than third party car insurance.
- take out third party car insurance
- You should take out third party car insurance before you drive.
Synonyms and how they differ
- liability insurance
- The usual American term; it covers damage to others but not your own car.
- third party insurance
- A shorter British term; often used without 'car' when the context is clear.
Opposites
Commonly confused: third party car insurance or comprehensive car insurance?
third party car insurance vs comprehensive car insurance
Comprehensive covers damage to your own car as well as others; third party only covers others.
Practice
What does third party car insurance cover?
Choose one answer.
Third party car insurance pays for damage or injury you cause to others. It does not cover your own car, so options 0 and 2 are wrong. Option 3 is also wrong because theft is not covered by basic third party insurance.
Make it your own
Write a sentence using “third party car insurance”, then check it and compare it with the examples above.